Your Local San Diego Mortgage Loan Advisor: Juan Jose Hernandez Jr

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Unlock Your Dream Home

Secure Your Mortgage with Juan Hernandez Jr: San Diego Trusted Expert - NMLS# 1935403, DRE# 02228055

Need to discuss your mortgage options?

I'm here to assist with all your mortgage needs, whether you're exploring options, ready to apply, or just have questions. Please fill out the form with your details and any inquiries. We’ll get back to you promptly to provide expert guidance tailored to your unique situation.

Hello, I'm Juan Jose Hernandez Jr, NMLS# 1935403, DRE# 02228055, your trusted San Diego Loan Officer licensed in California and Arizona. Whether you're seeking conventional, FHA, VA, jumbo, USDA, NON QM, fixed-rate, adjustable-rate, or refinancing options, rest assured, I've got you covered. Backed by years of experience and a commitment to exceptional service, I will seamlessly navigate you towards homeownership. Count on me for mortgage solutions tailored to your lifestyle.

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Expert Mortgage Solutions

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First-Time Homebuyer Programs

Specialized programs designed to help first-time homebuyers achieve their dreams.

Jumbo Loans

Competitive rates on jumbo loans for purchase and refinance.

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VA Loans

Exclusive benefits and favorable terms 100% loan for qualifying veterans and active duty military personnel.

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Bank Statement Loans

Simplify your loan process with just your bank statements. Ideal for self-employed and business owners aiming for homeownership.

Most other Non QM Loans

Non-QM Loans: Broaden your borrowing options beyond traditional criteria. Perfect for unique financial situations seeking a path to homeownership.

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Investment Property Financing

Customized mortgage options for real estate investors seeking maximum returns.

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Refinance Solutions

Tailored mortgage refinance options to suit your financial goals.

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Conventional Loans

Streamline your home buying with straightforward financing. Ideal for those with strong credit seeking traditional mortgage paths.

Personalized customer service

Receive personalized support and guidance throughout your mortgage loan journey.

Home Financing Made Easy

Personalized Mortgage Solutions

Tailored mortgage options to fit your needs, providing peace of mind for your home purchase.

Competitive Rates and Terms

Access to low rates and flexible terms to help you secure the best financing for your home.

Streamlined Application Process

Efficient and hassle-free application process to get you approved for a mortgage quickly.

Expert Guidance and Support

Professional advice and ongoing support throughout the mortgage process for a smooth experience.

Mortgage FAQs

What types of mortgages do you offer?

We offer a variety of mortgage options including fixed-rate, adjustable-rate, FHA, and VA loans.

Do you work with first-time homebuyers?

Yes, we specialize in helping first-time homebuyers navigate the mortgage process and find the right loan for their needs.

Can you help with refinancing?

Absolutely, we assist clients with refinancing their existing mortgages to potentially lower their interest rates or monthly payments.

What documents are needed to apply for a mortgage?

Typically, you will need proof of income, tax returns, bank statements, and other financial documents to apply for a mortgage.

How long does the mortgage approval process take?

The mortgage approval process can vary, but on average it can take anywhere from 30 to 45 days from application to closing.

Contact Juan Hernandez Jr, your trusted Mortgage Broker in San Diego County.

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