A Solution for the Self-Employed 💼
Bank Statement Loans – No W-2s, Just Bank Statements!
Own a home without the traditional income requirements. Ideal for freelancers and business owners! 💻🏠
Self-Employed? Qualify with Bank Statements! 💼
For entrepreneurs, freelancers, and small business owners, qualifying for a mortgage can be challenging due to inconsistent or non-traditional income. Bank statement loans provide a solution by allowing you to qualify based on your bank deposits rather than tax returns or pay stubs.
These loans offer flexibility, allowing you to prove your income without needing to meet the rigid requirements of conventional loans. With competitive terms, bank statement loans make it possible for you to buy or refinance a home while focusing on your growing business.
Want to know if you qualify? Fill out the form, and let's explore your options together! 💬💼
Flexible Financing for Entrepreneurs
Frequently Asked Questions – Bank Statement Loans
Learn how bank statement loans can help you buy a home without traditional documentation.
What is a bank statement loan?
A bank statement loan allows you to qualify for a mortgage based on your bank statements instead of tax returns or pay stubs.
Who can benefit from a bank statement loan?
This loan is perfect for self-employed individuals, freelancers, and small business owners.
How many months of bank statements do I need to provide?
Typically, lenders require 12 to 24 months of bank statements to verify your income.
Can I use a bank statement loan to refinance?
Yes, bank statement loans can also be used to refinance your current mortgage.
What kind of credit score do I need for a bank statement loan?
Most lenders require a credit score of 620 or higher.
