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Conventional Home Loans โ Competitive Rates, No Surprises!
Get the home you love with flexible terms, great rates, and the freedom to choose your loan path. ๐๏ธ๐ผ
Considering a Conventional Loan? Get a Competitive Rate Today! ๐ผ
Conventional home loans are a popular choice for borrowers with strong credit. These loans are not backed by government agencies like FHA or VA loans, but they offer excellent terms, competitive interest rates, and a variety of repayment options. Whether you're buying your first home or upgrading to your dream property, conventional loans can give you the flexibility you need.
With down payment options as low as 3%, conventional loans provide the perfect balance of affordability and predictability. They are available for single-family homes, condos, and more.
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Frequently Asked Questions โ Conventional Loans
Find out how conventional loans can offer more flexibility for qualified borrowers.
What is a conventional loan?
A conventional loan is a non-government-backed mortgage with competitive interest rates and flexible terms.
Do conventional loans require a high credit score?
Yes, conventional loans generally require a credit score of at least 620 for approval.
What down payment is required for a conventional loan?
A down payment of 3% to 20% is typical, depending on your financial situation.
Are there any loan limits with conventional loans?
Conventional loans have higher loan limits compared to government-backed loans, especially in high-cost areas.
Can I refinance with a conventional loan?
Yes! Conventional loans are a great option for refinancing to lower your rate or cash out equity.